MyOwnMuse0708 OP t1_j9ufgxg wrote

Thanks for all your advice! I have taught before though in order to get licensed! Not a full year but several months! I like it but it paid less than nannying in my area lol! A little work to live in a house is normal, but I am not interest in major renovations! I’ll take what you said into consideration!


MyOwnMuse0708 OP t1_j9u09v8 wrote

I totally get this! But the truth is I am tired of renting. That is a silly reason but I’ve been working fulltime since I was 18 and have significant savings despite the fact that I currently pay over 2k a month to live where I’m living right now haha. I don’t have any debt either and a great credit score. I’m eligible for down payment incentives as well. I want to buy.

I’m kind of open to renting for a few more months, in order to eligible for another grant in 2024 but end goal is still to buy haha.

I got pre-approved for more than $225k, I just don’t know if it’s worth raising my limit because I don’t want to keep spending 2k a month of my take home pay on housing. I understand the risks that come with homeownership and I’m fine with them.

Thanks for the advice though!